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What to do if your Insurance Company is Stalling
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Many insurance companies deny claims, offer low settlements, and make it difficult getting your life back on track. If you are currently going through this type of situation, don't despair! We're sharing what to do if your insurance company is acting in bad faith....
Some insurance companies try to save money by not paying out on claims. However, there are things that you can do to make sure you get the money you deserve. This blog post will discuss what to do if your insurance company is stalling on a claim. Additionally, we will help you find an insurance dispute lawyer in Texas who can get the results you need.
Why Your Insurance Company is Stalling
Your insurance company may be delaying your claim for several reasons. One reason may be that they hope you will get frustrated and give up. Moreover, insurance companies know that the claims process can be frustrating and time-consuming.
However, not all insurance companies are bad. There may be other reasons why they are delaying your claim. Here are two reasons that are entirely in the insurance company’s right.
- Waiting on Additional Information
- Companies may conduct an investigation to make sure your claim is real
Sometimes insurance companies act in bad faith. If this is happening to you, you may want to speak with a lawyer specializing in Texas insurance disputes. If you see any of the following situations, your insurance company may be trying to take advantage of you.
- An insurance company may have a policy to deny all claims
- Discouraging clients until they give up on a claim or settle for much less
- Stalling may take long enough so evidence may get lost of destroyed
Be Prepared When Your Insurance Company is Stalling
If you want to make sure that your insurance company pays your claim quickly, you should prepare yourself. Have all of the required documents ready to send in. Further, some insurance companies will try to stall by asking for one document at a time. However, it’s best to learn all the required documents and send them all in at once.
Please keep a record of what you sent, when you sent it, and to whom you sent it. Ultimately, this will help if the company asks for something you have already sent. If this happens, you will be able to answer any questions they may have quickly.
However, if the insurance company is not cooperating or is delaying, you may need to hire an insurance dispute lawyer in Texas. They can assist you with the situation.
Be Cooperative When Your Insurance Company is Stalling
When you are dealing with your insurance company, try to remain calm. Ultimately, the more cooperative you are, the smoother the process will go. Getting angry will only make things more difficult.
The claims process can take a long time. Therefore, it is essential to be patient and keep following up with your insurance company. If you provide them with what they need, you may avoid the process from taking even longer.
Additionally, remember that you have a right to timely responses from your insurance company. However, if they are taking too long to respond, contact an insurance dispute lawyer in Texas for help.
Is your Insurance Company breaking the law?
In some states, insurance companies have to respond within a particular time. Insurance providers have 15 days to respond to the initial claim in Texas. Therefore, if your company is stalling on your claim, they may be breaking the law.
It’s vital to keep track of when you first submitted the claim. Further, keep records of all communication with the insurance company. Ultimately, this will help you ensure that the insurance company is following the law.
When Should I hire an Attorney?
If your insurance company takes too long to process your claim, you may want to hire an attorney. An attorney can help get the process moving and ensure that the insurance company is following the law. Additionally, if the insurance company is acting in bad faith, you may be able to file a claim against them.
When choosing an attorney, find one with experience in insurance disputes in Texas. This way, you can be sure that they will know how to handle your case and have the best chance of winning.
Texas Statute of Limitations on Car Accident Claims
In Texas, you have two years to file a claim. This is called the statute of limitations. If you do not file your claim within this time frame, you will not be able to get compensation for your injuries or damages.
Therefore, if you think your insurance company is stalling your claim, it’s essential to act quickly. The sooner you take action, the better chance you have to get the compensation you deserve.
Why hire an Insurance Disputes Lawyer in Texas?
Contact an experienced insurance dispute lawyer in Texas if a car accident injured you. The insurance company might try to take advantage of you. Dooley Noted can help make sure your rights are protected and that you get the compensation you deserve.
The contents of this post, and the posting and viewing of the information on this post, should not be construed as, and should not be relied upon for, legal advice in any particular circumstance or fact situation. An attorney should be contacted for advice on specific legal issues.
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